San Diego Employer Liability Management
Enterprise Risk Management Services

Many small business owners seldom think about the importance of their enterprise risk management role and responsibilities.  Enterprise risk management success is one of the foremost keys to the long-term viability and longevity of your business.  Will Employee Leasing handle enterprise risk management implementation?  Of course!  We do this for every client!

Just what is enterprise risk management and why is it critical to my long-term success?  Great question!  Enterprise risk management involves many things, such as:

Accident & Illness Prevention – Workplace Safety Policies

Is my workplace as hazard free as it possibly can be?  We will write your Safety Policy / Hazard Communication Program / Fire Prevention Plan to make sure that it is.  These policies, a well as “tailgate meetings” are Cal-OSHA mandated, even if you have only one employee… [Senate Bill 198 / SB 198]

Workers Compensation Claims Management

Do you trust your Insurance Company to do this for you? You SHOULDN’T! Insurance companies often fail miserably when it comes to “managing” open claims!  We will make sure your claims are closed as soon as possible.  Open claims with unrealistic large “reserves” will make your workers’ comp. rates soar through the roof!  Not good!  This has put “many a business – out of business”.

Early Return to Work Programs

When your employee is hurt, it is highly advisable to get them back to work as soon as you can.  Often there are “modified” duties that an employee can perform even if they have temporary medical limitations.  This will keep your W.C. rates as low as possible!  Very good!

Experience Modifications / Merit Rating

Employee Leasing will work very hard to keep your rates low.  Companies that have little to no losses may qualify for a credit modification and or a merit-rating discount.  A credit modification is any modification of your rate for insurance that is less than 100%.  In other words, take the rate you are now paying for insurance and multiply it by 90% or 80%…  A merit rating is similar.  Merit Rating is a general term that includes several types of rating plans for adjusting premium based on an individual policyholders experience.  Lets work together to gain these discounts!

Professional Enterprise Risk Management Tours / Unemployment Claims Management / Etc. Etc.

Employee Leasing is your source for off-site HR Management and Payroll Services. To discover how we can contribute to the success of your company, contact us for a free quote and consultation!